Reverse Mortgage Florida
Helping Florida homeowners 62+ unlock financial freedom, stay in their homes, and enjoy retirement with confidence.
Get Your Free ConsultationWhy Florida Homeowners Choose Reverse Mortgage Florida
Homeowners in Florida can now stay in the place they love and get paid for it. If you have debts, need extra retirement income, want to improve your home, or help your grandkids with college tuition, a Reverse Mortgage Florida lets you use your home equity to handle it all.
Stay in Your Home & Get Paid
Homeowners 62+ can convert home equity into tax-free payments. You remain in full ownership of your home.
Eliminate Monthly Mortgage Payments
Stop paying the bank — instead, receive payments deposited directly into your account.
Use Funds for Anything
Pay off debts, add retirement income, renovate your home, or help with college tuition.
Find Out How Much You Qualify For
Use our Reverse Mortgage Calculator or call us anytime for free information.
Reverse Mortgage Florida – Types
Explore the different reverse mortgage options available for Florida homeowners. Whether you prefer monthly income, a lump-sum payout, or flexible options, there is a program designed to help you meet your financial goals.
Flexible Payout Options
Choose lump-sum, monthly payments, or a mix of both. Your funds can be used for retirement income, debts, home upgrades, or personal needs.
HECM – Home Equity Conversion Mortgage
The federally insured and most widely used reverse mortgage program in Florida.
Home Keeper® by Fannie Mae
A flexible Fannie Mae reverse mortgage often paired with the HECM program.
Financial Freedom Cash Account
Ideal for high-value homes, offering jumbo reverse mortgage options above FHA limits.
CHIP Reverse Mortgage (Canada)
Canada-only program. Shown for comparison but not available to Florida homeowners.
Five Steps to Get a Reverse Mortgage in Florida
Our specialists guide you through every step ensuring clarity, confidence, and the best financial decision for your retirement.
Step One
Call us. We’ll explain your options, then a Florida Reverse Mortgage Specialist visits your home for a free consultation.
Step Two
Your options are based on:
- Appraised value of your home
- The borrower’s age
- Current interest rates
Step Three
A HUD-approved counselor meets with you at no cost to you to ensure full understanding and confidence.
Step Four
Your reverse mortgage is approved, closed, and recorded. You retain ownership of your home for life and get paid to live in it.
Step Five
Choose how you want to receive your funds: lump sum or monthly payments. Use the money for anything, such as:
- Paying off mortgage or credit card debt
- Home improvements
- Healthcare costs
- Vacations
- Buying cars, furniture, or boats
- Helping grandchildren with college
What Florida Homeowners Are Saying
Real stories from retirees who chose financial freedom through a Reverse Mortgage.
I was worried about rising expenses, but the reverse mortgage allowed me to stay in my home comfortably. It gave me peace of mind and financial stability.
Mary F.
Tampa, Florida
The team guided me every step of the way. I now have extra monthly income and no mortgage payments. I wish I knew about this sooner!
Robert J.
Orlando, Florida
Professional, honest, and extremely helpful. Getting a reverse mortgage made my retirement more enjoyable and stress-free.
Linda W.
Naples, Florida
Ready to Learn More About Reverse Mortgages in Florida?
Our certified specialists are here to guide you every step of the way. Get honest answers, expert guidance, and personalized reverse mortgage solutions tailored to your needs.
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